You will begin to lose your policies now. The coverage will be drastically reduced on the exchange policy that replaces your private insurance. It was impossible to get the middle class to understand the huge mistake they made in support of Obamacare. The minimum standard is far below what you now have, what you will lose, because of the law. The crooks in Washington can channel money into companies, unregulated. Making huge profits for themselves. Like if you lived in a subsidized apartment and paid according to your income and the government gave the landlord 10,000 dollars a month for a rat trap in a slum. Welcome to another Welfare slum.